/* Sahayogi Saving & Credit Cooperative (T1 simple) */
:root{--green:#0B3D2E;--green-l:#14583f;--gold:#C9A227;--ink:#07231A;--paper:#F4F6F5;--line:#dde4e1;--muted:#56695f}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}
a{color:inherit;text-decoration:none}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.strip{background:var(--green);color:#cfe0d8;font-size:.8rem;padding:6px 0}
header{background:#fff;border-bottom:3px solid var(--gold)}
nav{display:flex;justify-content:space-between;align-items:center;height:70px;gap:14px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;line-height:1.15}
.logo i{width:42px;height:42px;border-radius:10px;background:var(--green);color:var(--gold);display:grid;place-items:center;font-style:normal;font-size:1.3rem}
.logo small{display:block;font-weight:500;font-size:.72rem;color:var(--muted)}
.nav-links{display:flex;gap:22px;font-weight:600;font-size:.93rem}
.nav-links a:hover,.nav-links a.on{color:var(--green-l)}
.btn{display:inline-block;background:var(--green);color:#fff;padding:11px 20px;border-radius:8px;font-weight:700}
.btn:hover{background:var(--green-l)}.btn-gold{background:var(--gold);color:var(--ink)}
.hero{padding:56px 0;display:grid;grid-template-columns:1.2fr .8fr;gap:30px;align-items:center}
.hero h1{font-size:clamp(2rem,4.8vw,3rem);line-height:1.1}
.hero p{color:var(--muted);font-size:1.1rem;margin:14px 0 22px;max-width:48ch}
.rate-card{background:var(--green);color:#fff;border-radius:16px;padding:24px}
.rate-card h3{font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.rate-card div{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid rgba(255,255,255,.12)}
.rate-card b{color:var(--gold)}
section{padding:44px 0}
h2{font-size:1.6rem;margin-bottom:6px}.sub{color:var(--muted);margin-bottom:20px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px}
.card h3{color:var(--green-l);margin-bottom:6px}
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line)}
th,td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left}
th{background:var(--green);color:#fff;font-size:.85rem}
td b{color:var(--green-l)}
.phead{background:#fff;border-bottom:1px solid var(--line);padding:36px 0}.phead h1{font-size:clamp(1.8rem,4vw,2.4rem)}.phead p{color:var(--muted)}
.notice{background:#fff9e6;border-left:4px solid var(--gold);padding:12px 16px;border-radius:6px;margin:16px 0}
footer{background:var(--ink);color:#9fb7ad;padding:26px 0;font-size:.85rem;margin-top:30px}
footer .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
@media(max-width:760px){.hero{grid-template-columns:1fr}.nav-links{display:none}}