Nidhi rounds up every payment, saves the change, and grows it at 7.5% in a licensed bank deposit. No minimum balance and no paperwork.
See how it works ↓Works with any Nepal QR merchant
NPR 20,000 saved in 5 months, without noticing.
A scooter, a trip, your sister's wedding. Name it, set an amount, and Nidhi builds you a plan.
Every payment rounds up to the next NPR 50. The spare change moves quietly into your goal.
Pay at any shop, taxi or tea stall through Nepal's QR network, and every scan saves something.
The average Nidhi user saves NPR 3,900 a month without changing a single habit.
Your money stays in a fixed deposit at our NRB-licensed partner bank. You can withdraw it any time, with no penalty on goal jars.
Free to download. Takes 3 minutes with your citizenship card.